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Incident Pro

Drive Smarter. Stay Protected.

Couple talking to car dealership representative

Small Damages, Big Peace of Mind

Daily wear and tear is inevitable—but costly repairs don’t have to be. Incident Pro protects you against the kinds of damage that regular insurance policies don’t cover, like dings, windshield chips, and ripped upholstery.

No more stressing over filing claims, paying deductibles, or watching your premium go up. Just submit a fast, hassle-free claim and move on with your day.

How It Works

  • Covers minor damage to the interior and exterior of your vehicle
  • Claims are processed quickly without affect your insurance.
  • No out-of-pocket expense or small repairs. 
Illustration of a car steering wheel for Planet Motor Incident Pro

Benefits of Companion GAP Coverage

  • Saves money: Avoid deductibles and costly cosmetic repairs.
  • Boosts resale value: Keep your car in like-new condition.
  • Convenient: Fast approval process, minimal paperwork.
  • Continued protection: Covers interior, exterior, and key fobs.
Covered ✔
Not Covered ✕

Dents, dings, and minor scratches

Structural damage or full panel repair

Windshield chips or cracks

Damage from collisions

Lost or stolen key fobs

Normal wear and tear


Pre-existing damage

Who Should Consider Incident Pro?

  • Drivers who want their car to look new for longer.
  • Anyone who parks in high-traffic or tight areas.
  • Owners interested in maximizing trade-in or resale value.